The Importance of Being Insured

Canadiana Backpackers Hostel in Toronto?

Being a bit accident prone myself, I thought it important to post this comment. Thus far, I haven’t needed to use my travel insurance (touch wood); but, I know that had I not purchased it I would have denfinitely need it – Murphy’s Law being what it is.

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I’ve been working here long enough to gather some horror stories of travellers needing emergency hospitalization and end up saddled with bills of thousands of dollars.

Recently, one of our long term guests was in a major car accident on the way to a weekend away snowboarding with friends. The compact car they were riding in was a “write off” and the luxury Range Rover that hit them was only dented. Marcin is a great Aussie guy and his best friend Scott informed us that his snowboarding weekend was a bust and he was returning with a dozen metal staples in his scalp.

But even a night out on the drink carries with it the possibility of an insurance claim. I won’t mention his name (but his initials are Scott) fell asleep (read: passed out) on our patio at -12C wearing only a tee shirt. Luckily, he was discovered by a staff member before hypothermia set in. He had to be literally carried to his room.

Scott and Marcin are best friends from Downunder and fortunately, they both have insurance. It is definitely money well spent instead of worrying about the “what ifs”.


Canadiana Backpackers Staff

Marcin and Scott

Marcin (left) and Scott

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